Selecting the right care for ourselves, or a relative, is something of which few of us have experience. After all, for most of us, it is something we may only have to do once. It is however a growing issue for many people in the UK and will affect an ever-increasing proportion of the population as the trend towards living longer continues.

If you are planning for your own care or that of a loved one, the costs involved can be daunting to say the least. The subject of State care funding continues to receive persistent Media attention, with the Government recently announcing that the introduction of the greatly anticipated care cap has been further delayed until 2025 from the scheduled date of October 2023.

The Government have committed to a further consultation on how to improve care and support for older people and tackle the challenge of an ageing population, with a promise of the proposals being published later this year.


We hope this guide serves to point you in the right direction and starts to take the stress out of assessing your options. When you are ready to make some decisions St. James’s Place have a number of specially qualified advisers who can help you navigate the maze of paying for your care fees.