No one can predict the future, but everyone should prepare for it. Whatever your plans for the future, whether for yourself, your family or your business, careful financial planning can make a real difference to your life and those you care about, both today and in the future.

We all understand the importance of insuring items such as the family home, vehicles and valuable possessions, but are you confident you have adequate financial protection? If the answer is no then you could be taking unnecessary risks with your future financial wellbeing.

For example, have you considered the following:

• How you and your family would maintain your lifestyle if you could no longer work?
• How Inheritance Tax could affect your loved ones when you die or what the effects may be of an increased life expectancy on your estate?
• What the impact on your business would be if you or another key member were unable to attend work for a prolonged period through accident or sickness?

These questions need to be addressed sooner rather than later, which is why ensuring that your assets and the people who matter are suitably protected lies at the heart of what we do at SeventySeven Wealth Management.